Hey, I’m Eliot.
Solo founder, bootstrapped — that’s the whole company so far.
I’m passionate about financial independence and retiring early so life can be enjoyed to the fullest, and Loxoda came out of that. Coast FIRE especially — the idea that you can get the engine running and then live, instead of grinding until you’re exhausted.
What I kept looking for, and what a lot of people ask for, is a plan that actually starts with the tickers you hold, and then forecasts each one from the maths of its own history rather than a return you typed in or a blended account guess. The paid tools at the top of this category don’t really do that, and that gap is why I started.
I wanted to create something beautiful. Fun. Engaging. Something that stands out against all the beige planners, and feels aspirational even if a few people think that’s over the top. Underneath, though, it had to be as serious and as robust as anyone else you’d pay for. Accurate. Dependable. Trustworthy. Not a toy with a space skin.
That’s the beginning. There’s a longer journey from here — more stations on the line — and I’m still building.
The Journey.
Advanced charts and views so you can actually slice the plan — by holding, by wrapper, by year — and watch it run forward. Composition, the coast crossover, what you put in versus what the market earned, income, the years that come up short. A table behind every view, and you can play the years. The point is to see the path, not just a single date.
Canada & Australia.
We plan to fully model Canadian tax to a provincial level, and to model Australia too.
Waypoints.
Configurable points in life that are meaningful to you, and that shape the plan going forward: debt-free, moving house, “when the pot hits this.” Or recurring events, like buying a new car every ten years. Emergency funds and goals sit here as well, so you can shape the future the way you want.
Progress tracker.
Full capabilities to track your progress against the plan you committed to — so you stay on it, and stay pointed at financial independence and retiring early.
Still deciding?
Point it at your money.
Flight Deck keeps your plan live for the year. Not sure yet? Jump Seat lets you fly a finished plan first, every answer showing, so you know what yours will look like.
Still deciding? Take the jump seat — fly a finished plan first, free.